Shriram Capital Limited
Financing made easy
Consumer & Enterprise Finance
The Consumer Finance business of the group had its origins from the needs of the Chit Funds customers and was started in year 2002 as a separate business unit, Shriram City Union Finance Ltd. Shriram Housing Finance Ltd. (SHFL) is a Housing Finance Company registered with the National Housing Bank (NHB), and promoted by Shriram City Union Finance Ltd. Shriram Housing Finance received the Certificate of Registration from NHB in August 2011, and commenced their lending operations from December the same year. Over the years, this business has evolved itself in the following four distinct verticals:

Individual Personal Loans catering to the needs of families for purposes ranging from emergencies to education.

Small Business Loans targeted to Micro Enterprises, self-employed professionals and such under-served segments of the business community across the various sectors of the economy.

Asset Purchase Loans include all asset-based finance with specific thrust on used and new three-wheelers / cars and
two-wheelers through dealer outlets.

Loan against gold is the last addition to the business verticals that caters to the emergency needs of families that are willing to pledge jewels as well as refinancing pawn brokers who have been running this business for decades.

The attractiveness of the consumer business and the efficient manner in which the customer origination and collections are being done encouraged large private equity players like Texas Pacific Group to take significant stakes, which has in turn enabled a strong foundation for a sustained Year-on-Year growth in Enterprise value.

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Board of Directors

Mr. Ajay Piramal

Ajay Piramal is the Chairman of Board of Directors of Shriram Capital Ltd...


Mr. Ramky Subramanian

Ramky Subramanian is the Managing Director & CEO of Shriram Capital Ltd... ,


Mr. DV Ravi

Ravi is the Managing Director of Shriram Capital Limited which is the holding company...


Ms. Akhila Srinivasan

Dr. Akhila Srinivasan, holding Ph.D. in Economics, is Non Executive Director, Shriram Capital Ltd...,


Mr. Heinie Werth

Heinie Werth joined the Sanlam Group in 1998 and is currently the Chief Executive Officer ...


Mr. Puneet Bhatia

Puneet Bhatia is the TPG Nominee of Shriram Capital Ltd...


Mr. Rajesh Laddha

Mr. Rajesh Laddha is the Non Executive Director, Shriram Capital Limited. ...


Mr. Jasmit Singh Gujral

Mr. Jasmit Singh Gujral is the Non Executive Director, Shriram Capital Limited. ...